Telematics insurance business Wunelli has launched a smartphone safe driving simulator app which allows young motorists to test their driving skills and determine whether they can save on car insurance.
"This app is designed to help young people get over the fear that Big Brother is watching them when a black box is installed in their car. It does exactly the same thing as black box in that you open up the app and press start. It just records when you are driving. When you press stop, it sends the data to us. If the data suggests they are good drivers, policyholders might be more inclined to use black box technology, buy a telematics car insurance policy and therefore save money."
Wunelli's own simulator app, Drives Like Who, is already available. It assesses the driver based on a quick snapshot of their journey. Their driving style is then matched to one of 10 fictional characters, from Christine Cruiser to Barry Browntrousers, with scores for each key aspect of their driving style.
Sandy Dunn, chairman of Wunelli, said: "The success of usage-based insurance relies on insurers helping customers understand how telematics works before they buy and allay any fears about monitoring.
"Some apps, like Drives Like Who, require no registration, but insurers may wish to use the apps to gain an understanding of the customer's driving behaviour before they take out telematics insurance."
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